## [transfer learning](https://en.wikipedia.org/wiki/Transfer_learning)
[Universal Language Model Fine-tuning for Text Classification](https://arxiv.org/pdf/1801.06146.pdf) by [Jeremy Howard (entrepreneur)](https://en.wikipedia.org/wiki/Jeremy_Howard_(entrepreneur))
2019 [Exploring the Limits of Transfer Learning with a Unified Text-to-Text Transformer](https://arxiv.org/abs/1910.10683) Colin Raffel