## [transfer learning](https://en.wikipedia.org/wiki/Transfer_learning)

[Universal Language Model Fine-tuning for Text Classification](https://arxiv.org/pdf/1801.06146.pdf)  by [Jeremy Howard (entrepreneur)](https://en.wikipedia.org/wiki/Jeremy_Howard_(entrepreneur))



2019 [Exploring the Limits of Transfer Learning with a Unified Text-to-Text Transformer](https://arxiv.org/abs/1910.10683) Colin Raffel